Killeen, Fort Hood, Harker Heights and Copperas Cove real estate and homes for sale in Texas, residential homes, rentals, property management - The Coldwell Banker United, REALTORS® The Elite Real Estate Team REALTORS(r) for Killeen, Fort Hood, Harker Heights and Copperas Cove, Texas real estate, residential homes, rentals, property management - NUMBER1EXPERTS™ The Elite Real Estate Team NUMBER1EXPERTS(tm) for Killeen, Fort Hood, Harker Heights and Copperas Cove, Texas real estate, residential homes, rentals, property management
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The Elite Real Estate Team, Broker, real estate agents and broker for Killeen, Fort Hood, Harker Heights and Copperas Cove Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

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First Time Homebuyers: Killeen, Fort Hood, Harker Heights and Copperas Cove Texas home buying, real estate listings, and homes for sale in Bell County, TX
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Buying Your First Killeen, Tx. Home? REALTORS® Are Your Professional Guides. Make Sure You Choose A Number1Expert. Be sure to sign up below to recieve our free informational emails. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Killeen, Fort Hood, Harker Heights and Copperas Cove real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Closing or Settlement >Net Sheet for Sellers

When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.

Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.

A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.

Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.

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Real Estate Trivia
Q 
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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The Elite Real Estate Team, Broker, real estate agents and broker for Killeen, Fort Hood, Harker Heights and Copperas Cove Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

"The Elite Group"
Coldwell Banker United, REALTORS

Stan Schlueter Plaza
501 W. Stan Schlueter Loop, Suite 108
Killeen, TX. 76542
Direct: 254.526.3607
Toll Free: 866.693.3535
Fax: 254.526.9352
Email: KeithTobas@NUMBER1EXPERT.com

Combining my extensive knowledge of the Ft. Hood Area with my expertise in real estate will produce "results" for you. My commitment is to my clients. I want to help you achieve your dreams by finding the home you are looking for at a price you can afford. As your "Accredited Buyer Representative", I will act on your behalf and negotiate in your "best" interest. Bottom line...Contact Keith Tobas, ASSOCIATE BROKER for RESULTS!

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