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Why Choose Keith Tobas and Charmaine Springett "Central Texas Preferred Realtor®". Keith has made great strides to be at the top. Keith's producing numbers, "Stand Tall" and "Top Notch Service" do not go unnoticed by any of his clients or his peers. Becoming a Realtor® in 1998, Keith has done more than most Realtors® do in their whole career. "Central Texas Preferred Realtor®". Keith has made great strides to be at the top. Keith's producing numbers, "Stand Tall" and "Top Notch Service" do not go unnoticed by any of his clients or his peers. Becoming a Realtor® in 1998, Keith has done more than most Realtors® do in their whole career.  |  | | | | |
 Charmaine Springett
Vice President, Realtor®, ABR, GRI
Property Manager ~ Elite Rentals
Charmaine started her real estate career in Honolulu, HI in 1993 where she worked for Hale Koa Realty, Better Homes & Gardens as Office Manager. Charmaine relocated to Ft. Hood, Texas and started with Coldwell Banker Wright Real Estate in January of 1995. She was with the company for a year when Coldwell Banker Wright Real Estate sold to Coldwell Banker Richard Smith, Realtors®. From 1996 through 2000, Charmaine was the assistant to the President/COO and held the Marketing Manager position for Coldwell Banker Richard Smith, Realtors® Ft. Hood and Austin Divisions. Since March of 2000, Keith and Charmaine teamed up, and as history shows six years later,…nothing but success has surrounded them! ~ Hence, they opened a company of their own-ELITE Real Estate, an independent real estate company. Top Notch Customer Service and Happy Clients are Charmaine’s Motto!
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Closing or Settlement >Net Sheet for Sellers
When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.
Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.
A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.
Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.
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| Q |
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?
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| A |
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology. |
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- NUMBER1EXPERTS™ 
